Humm Finance information



Humm Finance offers a simple and convenient way to spread the cost of your purchases. It’s an easy alternative to paying upfront with cash or credit card, helping you get what you need for your home without the financial strain.

With Humm Finance, you’ll have access to a secure online customer portal where you can manage your account anytime. You can also make additional payments or pay off your balance early with no extra fees or penalties.

✔ Fast approval in minutes*
✔ No penalties for early repayment
✔ Easy online account management


Applying is quick and hassle-free—simply apply online or ask in-store and receive a decision in minutes.

HOW TO APPLY

You must meet the following criteria:

  1. Be at least 18 years of age
  2. Be an Irish citizen or permanent resident of Ireland
  3. Earn a minimum taxable income of €21,000 per year
  4. Have a current credit / debit card
  5. Have a good credit history

To apply, visit GetStarted (humm.ie). You will be asked to provide:
  • PPS number
  • Photo ID.
  • Supporting documents such as a recent bank statement, utility bill, or payslip



Documentation can be photographed or scanned and uploaded via the Humm Finance website. When all documentation is supplied you will receive a credit decision within minutes and once you are approved, Tadhg O’Connor ltd. will be notified, and your order can be completed.


When approved you will have access to your own online Humm Finance customer portal. This will allow you to self-serve your account. You can update and/or amend details, make additional payments, change payment date and more. There are no penalties when you make extra payments or pay in full before end of term. For further information and full terms and conditions visit here


 
TOC.IE TERMS AND CONDITIONS
  • Minimum purchase: €80
  • Finance cannot be used in conjunction with other discounts, clearance items, or sale offers
  • Returns or exchanges are not accepted on items purchased using Humm Finance
  • TOC Ltd. does not provide finance. The agreement is between you and Humm Finance. All finance-related queries should be directed to Humm Finance.