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Humm Finance

Humm Finance information

Humm Finance is the latest way for you to buy what you want using simple in-store finance, an easy alternative to paying with cash or with credit card for everything you need for your home. It couldn’t be easier. You’ll have full access to a unique Humm Finance account via an online self-serve portal. You can even pay off your Humm Finance purchase early without any additional fees or charges. Apply for Humm Finance online or ask in-store and enjoy a no fuss application process and receive a credit decision in minutes!*

You must meet the following criteria:

  1. Be at least 18 years of age
  2. Be an Irish citizen or permanent resident of Ireland
  3. Earn a minimum taxable income of €21,000 per year
  4. Have a current credit / debit card
  5. Have a good credit history

To apply please visit GetStarted ( You will be asked to provide your PPS number and Photo ID. Humm Finance may ask you to provide additional documents such as a recent bank statement, utility bill or payslip to support your application.

Documentation can be photographed or scanned and uploaded via the Humm Finance website. When all documentation is supplied you will receive a credit decision within minutes and once you are approved, Tadhg O’Connor ltd. will be notified, and your order can be completed. At present, we can only accept payment over the phone and the transaction cannot be fully complete on our website. (We are working hard in the background to complete this)

When approved you will have access to your own online Humm Finance customer portal. This will allow you to self-serve your account. You can update and/or amend details, make additional payments, change payment date and more. There are no penalties when you make extra payments or pay in full before end of term. For further information and full terms and conditions visit here


  1. Minimum purchase €80.
  2. Credit is not available in conjunction with any other discounts, items reduced to clear or during sale periods.
  3. We cannot accept returns or exchanges on items purchased with Humm Finance.
  4. TOC Ltd. does not supply finance, the agreement is between the customer and Humm Finance and any queries regarding finance must be directed to Humm Finance.
  5. Humm Finance is not available as a payment option for purchases made on the (Order completion must be finalised over the phone.
  6. If you have any queries, contact Michael –

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